Retirement Income for Life: Getting More without Saving More (Third Edition)

“Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you’re up against and has the answers.” — Rob Carrick, Globe and Mail

Canada’s most trusted resource on retirement income is now updated for tumultuous times.

As the global economy faces uncertainty in the face of high inflation — at levels not seen since the 1980s — individuals in retirement or near to it are understandably anxious about their long term-prospects. Canadians need the tools to make better-informed choices to turn their retirement savings into retirement income for life.

This completely revised and updated third edition:

• Explains how higher interest rates and higher inflation present both new opportunities and new challenges to retirees
• Illustrates how the expansion of the CPP (which started in 2019) will affect upcoming retirees
• Examines the impact of inflation on the deferral of CPP and OAS pensions
• Explores whether life annuities are still relevant and asks whether there are better products on the market
• Provides a revamped retirement calculator

Actuary Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement—has become an urgent matter that no one can afford to ignore.

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