Retirement Income for Life: Getting More without Saving More

Vettese, Frederick

$18.99
  • Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times.

    As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes:

    • New chapters on early retirement, retiring single, what to do when one spouse dies young, and more.
    • Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products.
    • Advice on how to plan for (and even benefit from) the coming bear market, resulting from COVID-19, which will create unprecedented equity buying opportunities, possibly as early as 2021.
    • Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them.
    • The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.

    Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore.

  • Frederick Vettese is Canada’s most visible actuary. His entire career has been focused on working within Canada’s retirement income system. For 27 years, he was chief actuary of Morneau Shepell, a Canadian HR services firm with 6,000 employees and 24,000 clients. Frederick now spends most of his professional time speaking and writing about retirement issues. He has written over 100 articles and op-eds for the Globe and Mail and the National Post alone. He also has two other retirement books to his credit.

  • Published: October 2020

    ISBN: 9781770416024

    Dimensions: 6 x 9 in.

    Pages: 240

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Reviews

“Destined to become the bible of any new or near retiree.” — moneysense.ca on Retirement Income for Life, first edition

“Must-read book for Canadians who are in retirement or who are preparing for retirement.” — Cut the Crap Investing on Retirement Income for Life, first edition

“I’m on the record saying that every Canadian retiree and soon-to-be retiree should read Retirement Income for Life by Fred Vettese. It offers five clear strategies for making the most of your accumulated savings and turning it into predictable, sustainable retirement income.” — Boomer & Echo on Retirement Income for Life, first edition

“A great resource for Canadians who see retirement on the horizon and are beginning to wonder whether it is to be embraced or feared.” — PWL Capital on Retirement Income for Life, first edition