Your Retirement Reset: How to Convert Home Equity into Financial Security
$19.99-
Retirement has changed, and the old playbook no longer works. Your Retirement Reset will shift the mindset for retirees from fearing financial insecurity to embracing the resources available to them by wisely utilizing their hard-earned assets, including the equity in their home, to create the one thing every senior is searching for: guaranteed, predictable income they can rely on for life.
Imagine a world where retirees enjoy their golden years with financial independence, dignity, and a home of their choosing, free from the stress of outliving their savings. For those with the means, that is the reality. For many other seniors, that life is within reach, but achieving it requires solutions for unprecedented challenges:
- longer lifespans
- eroding purchasing power
- vanishing private sector pensions
- a desire to age in place and damn the torpedoes
Consider this: 75 percent of Canadians over 55 are homeowners, and 90 percent want to age in place. Yet most experience FORO — fear of running out — and dread their options: downsizing, renting, or moving in with family. Each means sacrificing the very independence and dignity they’ve worked a lifetime to achieve.
Your Retirement Reset offers a clear, modern roadmap through those challenges, showing readers how to use all their assets, including home equity, to build a retirement that actually works. After decades in the financing industry, Susan Pimento recognized a critical gap: We’re taught to save but never to strategically spend our hard-earned savings — including the equity in our homes.
This book rewrites the retirement rulebook. It helps you assess your unique needs and provides plans to safely convert home equity into financial security. Through real-life examples, it offers practical strategies to mitigate FORO while balancing retirement security with legacy goals. And it guides families through the difficult but essential conversations about aging, finances, and independence that too often get avoided until crisis hits. Your retirement deserves a reset. This book shows you how.
Available September 8, 2026. PRE-ORDER NOW!
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Susan Pimento is a financial services professional and advocate. She draws on her decades of experience in the financing industry to improve retirement literacy and help older adults make more informed decisions about housing wealth, financial security, and aging in place. She lives in Toronto, ON.
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Published: September 2026
ISBN: 9781770418974
Dimensions: 6 x 9 in.
Pages: 288
Reviews
“In thirty years of working in financial services, I’ve rarely encountered a resource that addresses the most complex, emotionally charged decisions in retirement planning with such clarity, depth, and rigour. Susan Pimento’s ‘kitchen table’ approach meets homeowners, their adult children, and the professionals who serve them exactly where they are, making Your Retirement Reset a must-read for anyone serious about building a retirement that works.” — Michael Beckette, founder of Mortgage Alliance, president, M3 Ventures
“Your Retirement Reset is an important and much-needed new voice in the retirement conversation. Every retiree, advisor, and industry professional should read it!” — Brian Leland, EVP, Mortgage Lending, Home Trust Company
“Your Retirement Reset brings much-needed thought leadership to an industry that has long lacked a truly comprehensive, consumer-first voice. Susan Pimento maps the full retirement journey with clarity and compassion, addressing real challenges and offering practical, actionable solutions that homeowners can use immediately.” — Yousry Bissada, president and CEO, HomeEquity Bank.
“Your Retirement Reset is a clear, practical, and unbiased guide for Canadians in or approaching retirement. Susan Pimento has created an excellent resource that helps retirees better understand their options and make more informed decisions.” — Steven Ranson, FCPA FCA, retired resident and CEO, HomeEquity Bank
“Susan is a consummate professional. Her fresh, holistic approach, grounded in experience, helps outline the opportunities and pitfalls of planning for retirement using proven strategies.” — Mark Kerzner, AMP, CEO, The Mortgage Group
“For years, I’ve watched the industry teach Canadians how to save, but never how to strategically spend the wealth they’ve spent a lifetime building. Susan Pimento has finally written the book that closes that gap, naming the fear that drives so many bad retirement decisions, FORO, and replacing it with a clear plan.” — Joe White, founder and CEO, REMIC
“The realities of retirement have evolved dramatically in recent years; the advice offered to seniors, unfortunately, hasn’t. Your Retirement Reset closes that gap, with nobody in this country more qualified to deliver those insights than Susan Pimento, whose research into the neuroscience of aging gives the full economic, emotional, and psychological journey of retirement real depth and credibility.” — Jared Lindzon, freelance journalist and author of Do More in Four
“Susan Pimento’s new book, Your Retirement Reset, isn’t what every other retirement book is. No fluff, no filler, just real-life concepts and tools that every mortgage professional needs to have in their own folder on their home screen.” — Ron Butler, principal broker, Butler Mortgage
“Susan Pimento is genuinely changing the conversation about retirement in Canada, and Your Retirement Reset will make a huge impact. Her unbiased approach to home equity, paired with relatable examples throughout, gives readers something rare in this space: advice they can actually trust.” — Peter Evans, co-founder and CEO, ExpertFile
“For retirees considering a reverse mortgage, Susan Pimento takes away both the mystery and fear and in the process is doing the public a great favour.” — Fred Vettese, former chief actuary of Morneau Shepell (now TELUS Health) and bestselling author of Retirement Income for Life